How much can I save?
You can save up to 70% of your policy premium if you have full coverage, and, depending on the coverage that you have, you may be entitled to a minimum of 20% off your premium, every year!

 

This seems too good to be true. How is this possible?
As a Florida homeowner, you are entitled to certain premium reductions that have been mandated by state law. Eagle Eye is here to educate homeowners about these reductions and how they can benefit. Every day, many of our customers knock several thousand dollars off of their annual premium.

 

Are there additional areas of construction that qualify for discounts?
1. Gable End Bracing
2. Wall Construction (Concrete Block Structures)- up to 10%
3. Roof to Wall Attachments- up to 35%
4. SWR (Secondary Water Resistance)
5. Garage Doors
6. Shutters or Impact Resistant Glass- up to 47%
7. Roof Covering- up to 11%
8. Rood Deck Attachments- up to 9%
9. Roof Shape (Hip)- up to 47%

 

Which insurance companies give discounts?
All of them! Florida has required that insurance companies give discounts for important wind mitigation features such as shutters, roof straps, and concrete block construction.

 

Are there penalties for knowingly obtaining an inappropriate mitigation discount? What about for the inspectors?
Yes. In 2009 HB1495 (lines 2143-2148) passed by the legislature and signed by Governor Charlie Crist states: “An individual or entity who knowingly provides or utters a false or fraudulent mitigation verification form with the intent to obtain or receive a discount on an insurance premium to which the individual or entity is not entitled commits a misdemeanor of the first degree, punishable as provided in s. 775.082 or s. 775.083.” Note that a misdemeanor of the first degree carries a potential punishment of $1,000.00 fine and up to one year in jail per charge.

 

What is my first step to start saving?
1. Contact Eagle Eye at the contact us above
2. Your Wind Mitigation Verification will be scheduled at your convenience.
3. Once scheduled, a State Certified Wind Mitigation Inspector will conduct the verification, take elevation photos and complete the necessary documentation.
4. Your certified Wind Mitigation Verification and elevation photos will be forwarded to you and your insurance agent.